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Haviaras & Philippou L.L.C. stands among Cyprus’s leading law firms, strategically located in the heart of Nicosia. With over a decade of dynamic growth, the firm combines the energy and adaptability of a young team with the wisdom and experience that comes from years of dedicated client service.
Our approach is collaborative—both within our team and with our clients—ensuring that every matter benefits from collective expertise and open communication. We pride ourselves on delivering bespoke legal solutions to a diverse clientele, both local and international, across a broad spectrum of legal fields.
Our commitment to excellence is reflected in our results and in the trust our clients place in us. We are driven by innovation, continuous learning, and a genuine passion for the law. At Haviaras & Philippou L.L.C., we don’t just promise quality—we deliver it, every time.
Law 132(I)/2023, which entered into force on 12 December 2023, amends the “Sale of Real Estate (Special Execution) Law” and introduces a mechanism designed to protect the buyer when the property is encumbered with charges such as a mortgage or a deposited contract. It enables the transfer of titles, under certain conditions, even if such encumbrances exist, provided that the buyer fulfills his contractual obligations.
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Andreas Haviaras is a co-founder and senior partner at Haviaras & Philippou L.L.C., bringing over two decades of legal expertise to the firm. With a strong foundation in both litigation and corporate law, Andreas is known for his strategic thinking, meticulous attention to detail, and unwavering commitment to client service. His leadership has been instrumental in shaping the firm’s reputation for integrity, professionalism, and results-driven advocacy. Andreas continues to play a key role in the firm’s growth, mentoring younger lawyers and guiding complex legal matters with clarity and precision.

Michael Philippou is a co-founder and senior partner at Haviaras & Philippou L.L.C., widely respected for his pragmatic legal insight and client-focused approach. With a career spanning over two decades, Michael has built a reputation for delivering clear, strategic advice across a broad spectrum of legal areas, including commercial law, real estate, and dispute resolution. He currently serves as President of the Forum of Insurance Lawyers (FIL) in Cyprus, is a member of the Board of the Cyprus Bar Association, and sits on the Presidential Committee of AIDA (International Association of Insurance Law). His calm leadership and dedication to ethical practice have been central to the firm’s enduring success and trusted client relationships. Michael continues to be a driving force behind the firm’s growth and innovation.

Lia Haviaras Philippou is a co-founder and partner at Haviaras & Philippou L.L.C., where she serves as the firm’s Compliance Officer and plays a key role in its corporate and regulatory advisory team. With over 25 years of legal experience, Lia is known for her exceptional organizational skills, strategic mindset, and unwavering commitment to professional standards. She is a trusted point of contact for family offices and international trusts, offering tailored guidance with discretion and precision. Lia was instrumental in leading the firm through ISO-9001-2015 certification and continues to champion quality and compliance across all operations. Beyond her legal practice, she is an elected member of the Board of SPAVO (Association for the Prevention and Handling of Violence in the Family), reflecting her dedication to social responsibility and community engagement.

Loucas Haviaras is a partner at Haviaras & Philippou L.L.C., licensed to practice law since 2004. Renowned for his thoroughness and strategic perspective, Loucas has played a significant role in enhancing the firm’s reputation for high-quality legal counsel. His expertise covers a wide range of civil and commercial matters, and he is commented for his ability to resolve complex legal issues with clarity and efficiency through practical approaches. Loucas’s dedication to client service have made him a trusted advisor to both individuals and businesses, contributing to the firm’s ongoing success and growth. He also serves as an elected member of the Nicosia Bar Association, reflecting his active engagement in the legal community and commitment to professional development.

Marios Panayides is a partner at Haviaras & Philippou L.L.C., and a member of the Cyprus Bar Association since 2004. He holds a law degree from Aristotle University and an LLM from the University of Leicester. Marios is widely recognized for his ability to quickly grasp complex legal issues and translate them into clear, actionable strategies. His expertise spans commercial law, competition law, civil litigation, arbitration, and debt recovery, and he has been a Licensed Insolvency Practitioner since 2016. Trusted by clients for his precision and practical approach, Marios also plays a key role in mentoring younger lawyers within the firm, fostering a culture of excellence and continuous learning. His contributions continue to strengthen the firm’s reputation for dependable and forward-thinking legal counsel.
Law 132(I)/2023, which entered into force on 12 December 2023, amends the “Sale of Real Estate (Special Execution) Law” and introduces a mechanism designed to protect the buyer when the property is encumbered with charges such as a mortgage or a deposited contract. It enables the transfer of titles, under certain conditions, even if such encumbrances exist, provided that the buyer fulfills his contractual obligations.
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Tel: (+357) 22 764 001
Fax: (+357) 22 764 003
Email: hphlaw@hphlaw.eu
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